Whether hairdressers work for a large salon chain, or for a small boutique hairdressing salon, even if they provide freelancing hairdressing services for shoots and on location, it is absolutely imperative that hairdressers have the right insurance.
Dealing with the public and relying on customers for an income, poses an array of complications if a situation arises that a salon owner or hairstylist is faced with a disgruntled client.
Difficult clients and customers are not only fantasy fodder for the tea room at the back of a salon, they are real. And if sufficiently disgruntled, your salon could be facing a big problem if they lay a claim against the salon or the staff.
Claims that are disputed could require legal counsel, and nowhere has there ever been a disputed legal claim that has not cost either part some or a lot of money.
If the salon does not have the required insurance protection in place, the business may have to cover the costs of the claim, the legal costs involved and the replacement of any damaged item or medical bills that a customer claims for, right out of the cash box.
This goes without saying that a hard financial knock such as that, could cripple an up and coming hair salon, and possibly leave the salon with its only option of closing its doors for good.
Insurance for Hairdressers should be the number one priority, before any advertising budget is looked at, before any one client walks into the door of a salon, a hairdressing salon should have the best insurance for hairdressers up to date and in place.
At the end of the day, an effective and comprehensive insurance policy drawn up by a reputable insurance broker will protect the client, the staff, the salon owner and the salon as a business in the unlikely event that something does go wrong.
Accidents do happen, and businesses need to take the responsible steps in making sure that they can carry on business as usual, to accommodate all of their loyal customers, no matter what is going on behind the scenes.
Find insurance for hairdressers at Specialistrisks